ASIC regulated · Australian Credit Licence 574609 AFCA member 119389 ABN 60 690 561 507

About us

Built by Tradies. Made for your home.

HomePro Credit (ABN 60 690 561 507) is an Australian consumer finance company licenced by and under the supervision of the Australian Securities & Investments Commission, Australian credit licence number 574609.

Founded by veteran home improvement operators, HomePro Credit provides specialised consumer financing solutions across core categories, including heating, air con, plumbing, electrical, roofing and windows.

Our partners

Backed by experience with the industry’s biggest names.

We are led by seasoned professionals with decades of experience as Tradies, partnering with Tradies and financing Tradies. Our leadership team has worked with some of the most recognised manufacturers and trade associations in the industry:

The HomePro Credit advantage

The best experience in the Australian market — our three Ps: Price, Process and Programs.

The things that actually matter when you’re financing work on your home.

Price

We believe Australian consumers deserve better, transparent pricing from their lenders.

  • Competitive interest rates
  • No application or establishment fees
  • No ongoing account-keeping or statement fees
  • No payment-processing fees
  • No prepayment fees or penalties

Late payment, dishonour and other fees and charges may apply.

Process

We leverage technology for simple, fast, paperless transactions.

  • Prequalify online or in your home
  • No impact to your credit score to prequalify
  • Submit and sign electronically — phone, tablet or computer
  • Repayments start only once your project is complete and loan funds have been paid to your tradie

Programs

Simple, transparent financing options that help homeowners pay for their home improvements.

  • No Interest and No Payment loans with interest-free periods from 3 to 24 months, with any remaining balance payable over 60 to 144 months at fixed, competitive interest rates
  • Standard loans repayable over 60 to 180 months at fixed, competitive interest rates
  • Other interest rate promotional loans may be available from select Tradies

All loans subject to approval. Terms and conditions apply. Click here for more details

How it works

Simple, fast and paperless.

1

Prequalify

Prequalify for our financing on your Tradie’s website or in your home — just a few easy steps, with no impact to your credit score.

2

Submit & sign

If you’re pre-qualified, your Tradie sends a link to complete your full application. Add proof of income if requested, then sign electronically.

3

Install

Once you’re fully approved and your documents are signed, your home-improvement Tradie completes your project.

Repayments — and any interest-free or promotional period — don’t start until your project is complete and loan funds have been paid to your Tradie.

Tradies - grow your business with HomePro Credit.

Offer your customers simple, transparent home-improvement financing — and get paid fast. Reach out to us at contact@hpfinco.com.au to get started.